Options include home loans, business loans (secured and unsecured), personal loans, education loans, and loans against property. Each has unique features to fit specific needs and borrower profiles.

A high credit score (usually 750+) increases approval chances and can lead to better interest rates, as lenders view it as an indicator of reliability​.

Yes, adding a co-applicant can increase eligibility for higher loan amounts and may improve interest rates, depending on the co-applicant’s financial profile​.

Fixed rates remain stable throughout the loan term, while floating rates fluctuate with market changes. Fixed rates offer predictable payments, but floating rates may start lower and vary over time.

Most lenders charge a processing fee, often around 1-3% of the loan amount, to cover administrative cost